Privacy Policy

This Privacy Policy ("Policy") describes how The Savings Line ("Company," "we," "us," or "our") collects, uses, discloses, stores, and protects personal information obtained through TheSavingsLine.com (the "Website") and any related services, features, content, or applications we offer (collectively, the "Services"). This Policy applies to all users residing in any of the fifty (50) United States and the District of Columbia.

BY ACCESSING OR USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THIS PRIVACY POLICY. IF YOU DO NOT AGREE, PLEASE DISCONTINUE USE OF THE SERVICES IMMEDIATELY.

1. Information We Collect

1.1 Information You Provide Directly

We may collect the following categories of personal information when you voluntarily provide it to us:

Identifiers: Full name, email address, postal address, telephone number, username, and similar identifiers.
Account Information: Username, password (stored in encrypted form), and account preferences.
Communications: Messages, inquiries, feedback, or other communications you send to us.
Transaction Data: Information related to deals, offers, or savings activities you engage with through the Website.
Survey and Feedback Data: Responses to surveys, polls, or promotional communications.

1.2 Information Collected Automatically

When you access our Website, we and our third-party partners may automatically collect:

Device and Technical Data: IP address, browser type and version, operating system, device identifiers, referring URLs, and pages visited.
Usage Data: Clickstream data, pages viewed, time spent on pages, links clicked, and navigation patterns.
Location Data: General geographic location derived from IP address (not precise geolocation unless separately consented to).
Cookie and Tracking Data: Information collected via cookies, web beacons, pixel tags, and similar technologies (see Section 5 below).

1.3 Information From Third Parties

We may receive information about you from third parties, including:

Advertising and analytics partners who provide aggregate or pseudonymous data about your interactions with our Website.
Social media platforms if you choose to connect or log in through a social account.
Affiliate and referral partners who direct you to our Website.
Public databases and data brokers to the extent permitted by applicable law.

2. How We Use Your Information

We use the information we collect for the following purposes:

Service Delivery: To provide, operate, maintain, and improve the Website and our Services, including displaying deals, coupons, and savings content.
Personalization: To tailor content, recommendations, and offers based on your preferences and usage behavior.
Communications: To send you transactional emails, service announcements, newsletters, promotional offers, and other information you have requested or consented to receive.
Analytics and Research: To analyze usage trends, measure the effectiveness of content and advertising, and improve our Services.
Advertising: To deliver interest-based or targeted advertising, including through third-party advertising networks.
Legal Compliance: To comply with applicable federal and state laws, respond to legal process, enforce our Terms and Conditions, and protect the rights and safety of our users and the public.
Fraud Prevention: To detect, investigate, and prevent fraudulent transactions, unauthorized access, and other illegal activities.
Business Operations: To conduct internal audits, due diligence, and business planning.

3. How We Share Your Information

We do not sell your personal information for monetary compensation. However, we may share your information in the following circumstances:

3.1 Service Providers

We share information with third-party vendors and service providers who perform functions on our behalf, such as hosting, payment processing, email delivery, analytics, advertising, and customer support. These parties are contractually obligated to use your information only as directed by us and in accordance with this Policy.

3.2 Advertising and Analytics Partners

We work with advertising networks, analytics providers, and measurement companies (e.g., Google Analytics, Meta Pixel) that may collect or receive data about your use of the Website for purposes of serving targeted advertising and measuring ad performance. These partners operate under their own privacy policies.

3.3 Affiliate and Business Partners

When you click on a deal, coupon, or affiliate link on the Website, you may be redirected to a third-party retailer or advertiser. We may share referral data with such partners to facilitate transactions and track affiliate commissions. Their collection and use of your data is governed by their own privacy policies.

3.4 Business Transfers

In the event of a merger, acquisition, sale of assets, financing, or reorganization involving The Savings Line, your information may be transferred as part of that transaction. We will notify you via prominent notice on the Website or by email prior to any such transfer and any material change in privacy practices.

3.5 Legal Requirements and Protection

We may disclose your information when we believe in good faith that disclosure is necessary to: (a) comply with a subpoena, court order, legal process, or government request; (b) enforce this Policy or our Terms and Conditions; (c) protect the safety, rights, or property of The Savings Line, our users, or the public; or (d) detect, prevent, or address fraud or security issues.

3.6 With Your Consent

We may share your information with third parties in other ways when you have given your explicit consent to do so.

4. State-Specific Privacy Rights

4.1 California Residents - California Consumer Privacy Act (CCPA) / CPRA

If you are a California resident, you have the following rights under the California Consumer Privacy Act of 2018 as amended by the California Privacy Rights Act of 2020 (collectively, "CCPA/CPRA"):

Right to Know: You may request disclosure of the categories and specific pieces of personal information we have collected about you, the categories of sources, our business or commercial purposes for collecting it, and the categories of third parties with whom we share it.
Right to Delete: You may request deletion of personal information we have collected from you, subject to certain exceptions.
Right to Correct: You may request correction of inaccurate personal information we maintain about you.
Right to Opt-Out of Sale or Sharing: While we do not sell personal information for money, we may share it for cross-context behavioral advertising. You may opt out via our 'Do Not Sell or Share My Personal Information' link on the Website.
Right to Limit Use of Sensitive Personal Information: You may direct us to limit our use of sensitive personal information to what is necessary to perform the services you requested.
Right to Non-Discrimination: We will not discriminate against you for exercising any of your CCPA/CPRA rights.

To submit a CCPA/CPRA request, contact us at privacy@thesavingsline.com or call our toll-free number. We will respond within forty-five (45) days, with one permitted extension of an additional forty-five (45) days when reasonably necessary.

4.2 Virginia, Colorado, Connecticut, Utah, Texas, Oregon, Montana, and Other State Privacy Laws

Residents of states with comprehensive consumer privacy laws (including but not limited to Virginia's VCDPA, Colorado's CPA, Connecticut's CTDPA, Utah's UCPA, Texas's TDPSA, Oregon's OCPA, and Montana's MCDPA) may have rights including: the right to access, correct, delete, and obtain a portable copy of personal data; the right to opt out of targeted advertising, sale of personal data, and profiling; and the right to appeal a denial of any of these rights. To exercise these rights, contact us at privacy@thesavingsline.com.

4.3 Nevada Residents

Nevada residents may opt out of the sale of their covered information by submitting a request to privacy@thesavingsline.com. We will respond within sixty (60) days.

4.4 All Other U.S. Residents

Regardless of your state of residence, you may contact us at privacy@thesavingsline.com to request access to, correction of, or deletion of your personal information, subject to applicable law and reasonable verification of your identity.

5. Cookies and Tracking Technologies

We use cookies, web beacons, pixel tags, local storage, and similar tracking technologies to operate and improve the Website. Cookies are small text files placed on your device.

Strictly Necessary Cookies: Required for the Website to function properly. These cannot be disabled.
Performance / Analytics Cookies: Help us understand how visitors interact with the Website (e.g., Google Analytics).
Functional Cookies: Remember your preferences and settings.
Targeting / Advertising Cookies: Used to deliver relevant ads and track ad performance across websites.

You may control cookies through your browser settings or through our Cookie Preference Center (if available). Disabling cookies may affect the functionality of the Website. We honor Global Privacy Control (GPC) signals where required by law.

6. Data Retention

We retain personal information for as long as necessary to fulfill the purposes described in this Policy, unless a longer retention period is required or permitted by law. Factors considered in determining retention periods include: the nature and sensitivity of the data, the purposes for which it was collected, and applicable legal or regulatory requirements. When personal information is no longer needed, we will securely delete or anonymize it.

7. Data Security

We implement commercially reasonable administrative, technical, and physical safeguards designed to protect your personal information against unauthorized access, disclosure, alteration, and destruction. These measures include encryption of data in transit (TLS/SSL), access controls, and periodic security assessments.

HOWEVER, NO METHOD OF TRANSMISSION OVER THE INTERNET OR METHOD OF ELECTRONIC STORAGE IS 100% SECURE. WE CANNOT GUARANTEE ABSOLUTE SECURITY OF YOUR INFORMATION. IN THE EVENT OF A DATA BREACH THAT TRIGGERS NOTIFICATION OBLIGATIONS UNDER APPLICABLE STATE LAW, WE WILL NOTIFY AFFECTED INDIVIDUALS IN ACCORDANCE WITH THOSE REQUIREMENTS.

8. Children's Privacy

The Website is not directed to individuals under the age of 13, and we do not knowingly collect personal information from children under 13. If you are under 13, please do not use the Website or provide any personal information. If we discover we have inadvertently collected information from a child under 13, we will promptly delete it. For children between 13 and 16 in states where applicable (e.g., California under CCPA), we require affirmative opt-in consent before selling or sharing their data. If you believe we have information about your child, contact us at privacy@thesavingsline.com.

9. Third-Party Links and Services

The Website may contain links to third-party websites, retailer pages, and advertisers. When you click on a deal or offer, you will be directed to a third-party site. We do not control and are not responsible for the privacy practices or content of those third parties. We encourage you to review the privacy policies of any third-party sites you visit.

10. Do Not Track Signals

Some browsers may transmit 'Do Not Track' (DNT) signals. Our Website currently does not respond to DNT signals in a uniform manner. However, we do honor Global Privacy Control (GPC) signals to the extent required by applicable state law (including California and Colorado).

11. Your Choices and Opt-Out Rights

Email Communications: You may opt out of promotional emails by clicking the 'unsubscribe' link in any email or by contacting us at privacy@thesavingsline.com. Transactional and service-related emails are not subject to opt-out.
Targeted Advertising: You may opt out of interest-based advertising by visiting the Digital Advertising Alliance (DAA) at optout.aboutads.info, the Network Advertising Initiative (NAI) at optout.networkadvertising.org, or by enabling Global Privacy Control in your browser.
Cookies: You can manage cookie preferences through your browser settings or our Cookie Preference Center.
Account Data: If you have an account, you may access and update your profile information at any time by logging in.

12. Data Breach Notification

In the event of a security incident involving your personal information, we will notify affected individuals and relevant regulatory authorities as required by applicable federal and state data breach notification laws. All fifty (50) U.S. states, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands have enacted data breach notification statutes. Notification will be provided in the time and manner required by the law of your state of residence and may include: the nature of the breach, the categories of information involved, steps we are taking to address the breach, and steps you can take to protect yourself. Where permitted by law, we may provide notice by email, Website posting, or other reasonable means.

13. Legal Basis for Processing (U.S. and Applicable Law)

While the United States does not have a single comprehensive federal privacy law equivalent to the EU GDPR, we process personal information in accordance with applicable U.S. federal and state law. Our legal bases for processing include: (a) performance of a contract or steps taken at your request prior to entering into a contract; (b) compliance with a legal obligation; (c) our legitimate business interests, including operating and improving the Website, preventing fraud, and communicating with users; and (d) your consent, where required and provided. You may withdraw consent at any time without affecting the lawfulness of prior processing.

14. Accessibility

We are committed to making our Website and this Privacy Policy accessible to individuals with disabilities. If you require this Policy in an alternative format or have difficulty accessing it, please contact us at privacy@thesavingsline.com and we will make reasonable accommodations in accordance with applicable law, including the Americans with Disabilities Act (ADA), 42 U.S.C. § 12101 et seq.

15. Limitation on Time to File Claims

TO THE EXTENT PERMITTED BY APPLICABLE LAW, ANY CAUSE OF ACTION OR CLAIM ARISING OUT OF OR RELATING TO THIS PRIVACY POLICY OR OUR DATA PRACTICES MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES. AFTER THAT PERIOD, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

16. Changes to This Privacy Policy

We reserve the right to update or modify this Policy at any time. If we make material changes, we will provide notice by posting the updated Policy on the Website with a new effective date, and, where required by law, by notifying you via email or prominent notice on the Website. Your continued use of the Services after any changes constitutes your acceptance of the revised Policy.

17. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Privacy Team, The Savings Line
Email: support@thesavingsline.com

For California residents, you may also designate an authorized agent to submit requests on your behalf. We will require verification of both the agent's authority and your identity before processing such requests.